The Chase Ink Business Cash credit card might be exactly what you need. It is designed to maximize returns in common spending categories like office supplies, telecommunications, fuel, and dining.
With a generous welcome bonus and an excellent rewards structure, it stands out as a powerful option for those looking to optimize their finances without incurring high interest rates.
Let’s explore all the details and benefits that make this credit card one of the best options in the market for those seeking security, benefits, and great convenience when making transactions.
About the Issuer
The Chase Ink Business Cash credit card is issued by Chase, one of the largest and most trusted banks in the United States. Chase is known for offering a wide range of financial products, including credit cards, bank accounts, and investment services, all designed to meet the needs of both consumers and small and large businesses.
With a long tradition of financial solidity and innovation, Chase continues to be a leader in the banking sector, offering products like the Chase Ink Business Cash that are designed to maximize benefits for users without compromising security.
Choosing a card issued by Chase means choosing a reliable financial partner that understands the unique needs of entrepreneurs and works to provide solutions that truly make a difference in the daily operations of your business.
Benefits
High Rewards on Common Expenses: With the Chase Ink Business Cash, you earn 5% cashback on the first $25,000 spent annually on office supplies and internet, phone, and cable services.
Fuel and Dining Bonuses: The card also offers 2% cashback on the first $25,000 spent annually on gas stations and restaurants, ideal for businesses that rely on travel and business meetings.
Welcome Bonus: New cardholder? Earn up to $750 cashback when you reach qualifying spend within the first six months.
No Annual Fee: All these benefits come without the worry of an annual fee, allowing you to make the most of the card’s advantages without additional costs.
International: Shop with peace of mind both domestically and internationally, whether in physical stores or online.
Chase Ink Business Cash – Fees and commissions
The Chase Ink Business Cash credit card does not charge an annual fee, which is already a considerable advantage. Additionally, it offers a 0% introductory interest rate for 12 months on purchases, followed by a variable APR of 18.49% to 24.49%, depending on your credit profile.
This card also includes a 3% foreign transaction fee, which should be considered if you frequently make purchases outside the US. It’s important to note that fees may change by Chase Bank, so it’s advisable to check the most recent terms directly on the bank’s website.
Card limit
The credit limit on the Chase Ink Business Cash varies according to the applicant’s financial profile. Small business owners with a good credit history can expect credit limits that meet their business needs, allowing flexibility in managing expenses.
Additionally, by using the card responsibly, you may have the opportunity to request credit limit increases over time, providing even more purchasing power for your business.
Positive points
- Rewards:Excellent return on essential business categories.
- No Annual Fee:Maximizes card value without extra costs.
- Welcome Bonus:Attractive bonus that can be easily achieved.
Negative points
- Category Limit:5% and 2% rewards are limited to $25,000 annually.
- Foreign Transaction Fee:Not ideal for frequent international purchases.
- Credit Requirements:Requires good to excellent credit for approval.
How to apply for Chase Ink Business Cash credit card
- Visit the official Chase website;
- Select the Chase Ink Business Cash card;
- Click on the application button and fill out the form with your personal and business information;
- Review the terms and conditions before submitting your application;
- Wait for the bank’s review;
- If approved, receive your card within a few business days.
How to contact Chase Bank
For questions about the card, contact Chase Bank:
- Phone: 1-800-935-9935
- Branch: Visit a branch for in-person assistance.
The Chase Ink Business Cash credit card is an excellent choice for small business owners who want to maximize rewards on essential expenses without worrying about annual fees.
Don’t miss the chance to enhance your business — apply for yours today!
