The American Express Blue Cash Preferred credit card is recognized for its generous rewards in essential everyday categories. It is ideal for those who want to maximize their savings on groceries, gas stations, streaming services, and more.
With benefits that exceed expectations, it is the perfect choice for those looking to optimize monthly expenses. With a standout cashback rate and a series of exclusive advantages, the card offers not only savings but also convenience.
If you value rewards that make a real difference in your budget, this card certainly deserves your attention. Next, let’s explore in detail all the aspects that make this option an excellent choice for discerning consumers.
About the Issuer
The American Express Blue Cash Preferred is issued by American Express, one of the most respected financial institutions globally. With a solid reputation built over decades, American Express is synonymous with reliability and exceptional customer service.
The card offers benefits that reflect American Express’s tradition of excellence, with a wide range of consumer protections and assistance. For Blue Cash Preferred holders, this means not only rewards but also unmatched security and support.
American Express continues to innovate and enhance its products, ensuring that the Blue Cash Preferred remains relevant and competitive in the credit card market.
Benefits
6% Cashback on U.S. Supermarkets: This is one of the card’s biggest attractions. You can earn 6% cashback on purchases made at U.S. supermarkets, up to a limit of $6,000 per year. After reaching this limit, the cashback drops to 1%. This benefit is ideal for families who make large monthly grocery purchases.
6% Cashback on Streaming Subscriptions: In addition to supermarkets, the American Express Blue Cash Preferred credit card also offers 6% cashback on popular streaming services like Netflix, Hulu, and Spotify. This means that if you’re already spending on entertainment, you can recover a significant portion of that money.
3% Cashback on Gas Stations and Transit: Another strong point of the card is the 3% cashback at gas stations and on various forms of transit, such as tolls, buses, trains, and ridesharing services. This provides excellent savings for those who rely on their car or public transportation.
1% Cashback on Other Purchases: For all other purchases that do not fall into the above categories, the card still offers 1% cashback. This ensures that every purchase made with the Blue Cash Preferred provides some return.
Welcome Bonus: By spending $3,000 in the first six months, you receive a $250 credit on your statement. This bonus is a great incentive for new cardholders, helping to offset the annual fee.
Annual Subscription Credits: In addition to cashbacks, the card offers up to $120 in annual credits when paying for an Equinox+ subscription and up to $84 for the Disney Bundle (Disney+, Hulu, and ESPN+), both with eligibility conditions. This adds even more value, especially for those who already use these services.
American Express Blue Cash Preferred Credit Card – Fees and commissions
The card has an annual fee of $95, but this fee is waived in the first year. Additionally, it offers 0% APR for 12 months on purchases and balance transfers, followed by a variable APR of 19.24% to 29.99%.
It’s important to remember that fees and charges may be changed by Amex, so it’s advisable to check the current conditions directly with American Express before applying for the card.
Card limit
The credit limit for the American Express Blue Cash Preferred varies according to the applicant’s profile, with a minimum of $1,000. This amount can be higher depending on the credit analysis, offering flexibility for different spending needs.
Having an adequate credit limit is essential for managing your finances efficiently, allowing you to maximize the benefits of the card without compromising your financial stability.
Positive points
- High cashback rate:6% cashback in essential categories.
- Benefits on subscriptions:Extra rewards on streaming services.
- 0% Intro APR:Interest-free period for purchases and balance transfers.
Negative points
- Annual fee:$95 after the first year.
- Foreign transaction fee:2.7% on purchases made outside the U.S.
- Reward limits:Cashback is limited in some categories.
How to apply for American Express Blue Cash Preferred Credit Card
- Visit the American Express website;
- Select the Blue Cash Preferred in the credit cards section;
- Complete the application form as requested by the platform;
- Provide details about your annual income;
- Review the terms and conditions;
- Submit the application and wait for approval;
- Receive your card in the mail in a few days.
How to contact American Express
If you need assistance, here are the contact methods:
- 1 800 528 4800
- 1 888 297 1244
Don’t waste time! Apply for your American Express Blue Cash Preferred credit card now and start enjoying the benefits and rewards it offers. Turn your daily expenses into real savings opportunities!
