With the Discover it Miles credit card, you can earn miles on all purchases and don’t have to pay an annual fee! Your rewards can be used for your next trips or converted into cash, depending on your preference.
In addition to offering exclusive benefits, it is accepted at 99% of locations that accept credit cards in the United States, providing a seamless shopping experience.
This card is perfect for both daily use and travel, ensuring that you’re always accumulating miles. Interested in maximizing your rewards and exploring the world? See how the Discover it Miles can be your ideal financial companion!
About the Issuer
The Discover it Miles card is issued by Discover, a well-known and respected financial institution in the United States. With a solid market reputation, Discover is recognized for its innovation in financial products and excellence in customer service.
Since its founding, Discover has stood out for offering credit cards that combine attractive benefits with security and reliability. Discover is also known for its transparency regarding fees and charges, ensuring cardholders know exactly what to expect when using their products.
With the Discover it Miles, you have the peace of mind of using a product backed by a company that puts the customer first. This commitment to excellence is one of the reasons Discover remains a leading credit card issuer in the U.S.
Benefits
Simple Mile Accumulation: The Discover it Miles stands out for the simplicity in earning miles: you earn 1.5 miles for every dollar spent, with no need to categorize your purchases or worry about limits in specific categories. This means that regardless of where or what you spend, you’re always earning miles that can be used for future travel.
Mile Match in the First Year: One of the most attractive benefits is the mile match offer in the first year. At the end of your first year with the card, Discover will double all the miles you accumulated during that period. This advantage can significantly boost the number of miles you have available, without requiring extra effort.
No Annual Fee: Another major draw of the Discover it Miles is the absence of an annual fee. Many travel credit cards charge a substantial annual fee, which can diminish the value of rewards. With Discover it Miles, you don’t need to worry about this expense, making the card an economical choice for those looking to earn miles without breaking the budget.
Flexible Redemption: Miles earned with the Discover it Miles can be redeemed in various ways, offering flexibility to the cardholder. You can use them to cover travel expenses, such as flights and hotels, or, if preferred, convert them into cash. This flexibility allows you to use your miles in the way that best suits your needs.
Alternative Cashback Program: In addition to miles, the Discover it Miles allows you to convert your rewards into cashback, if you prefer. This provides a valuable alternative for those who might choose to use the credit for something other than travel, further enhancing the versatility of this card.
Protections and Security: The card also includes security benefits such as monitoring for suspicious activity, fraud protection with a zero liability policy, and access to the Discover app, where you can easily manage your transactions and rewards. Additionally, Discover offers free access to your FICO Score, helping you monitor your financial health over time.
Discover it Miles Credit Card – Fees and commissions
The Discover it Miles credit card has no annual fee, which is a significant advantage. The standard APR ranges from 17.24% to 28.24%, depending on your credit qualification, and there is no foreign transaction fee.
It’s important to be aware of possible changes in rates, which may occur without prior notice. To check the most up-to-date terms, visit Discover’s official website.
Card limit
The credit limit on the Discover it Miles depends on the applicant’s financial profile and credit score. Discover uses specific criteria to determine the limit, which can vary widely.
Some cardholders report generous initial limits, especially if they have a good credit score. Once approved, the bank also performs regular reviews and may automatically increase the limit for its customers.
Positive points
- No Annual Fee:Save more with the absence of an annual fee.
- Mile Match:Miles doubled at the end of the first year significantly boost your rewards.
- Wide Acceptance:The card is accepted at 99% of locations that accept credit cards.
Negative points
- Variable APR:The APR rate can be high, especially for those with lower credit scores.
- No Signup Bonus:The card does not offer a traditional signup bonus like many other travel cards.
- Mile Redemption:Although flexible, converting miles to cash may not be as advantageous as for travel.
How to apply for Discover it Miles Credit Card
The credit limit on the Discover it Miles depends on the applicant’s financial profile and credit score. Discover uses specific criteria to determine the limit, which can vary widely.
Some cardholders report generous initial limits, especially if they have a good credit score. Once approved, the bank also performs regular reviews and may automatically increase the limit for its customers.
How to contact Discover
For more information or support, you can contact Discover through the following channels:
Phone: 1-800-DISCOVER (1-800-347-2683)
Online Chat: Available on the Discover website
The Discover it Miles credit card offers an attractive combination of simplicity, flexibility, and rewards. If you’re ready to turn your purchases into adventures, apply today and start earning miles without complications!
