The American Express Hilton Honors credit card is an excellent option for those who want a no-annual-fee card full of benefits, ranging from international acceptance to an incredible points program.
In addition to the points, the card offers automatic Silver status in the Hilton Honors program, allowing cardholders to enjoy additional benefits during their stays. This is a significant differentiator that makes the card even more attractive.
If you are a frequent consumer and want to save money while accumulating points, this card may be ideal for your needs. Continue reading to discover more about the benefits and how to apply for this card.
About the Issuer
The American Express Hilton Honors card is issued by American Express, one of the most respected financial institutions in the world, known for its excellent customer service and wide range of credit cards.
American Express offers its customers a premium experience, with efficient support and innovative financial solutions. Furthermore, the company has a strong partnership with Hilton, one of the largest hotel chains in the world.
This collaboration allows cardholders to maximize their stays at Hilton hotels, accumulating points and enjoying exclusive benefits. With the credibility and reliability of American Express, you can be sure you are in good hands when using this card.
Benefits
Point Accumulation at Hilton Hotels: Earn 7 Hilton Honors points for every dollar spent on stays at Hilton hotels, allowing you to accumulate points quickly for future rewards.
Points on Everyday Purchases: Receive 5 points per dollar spent at restaurants, supermarkets, and gas stations in the U.S., making it easy to accumulate points on daily purchases.
Point Accumulation on Other Purchases: Earn 3 points per dollar on all other eligible purchases, ensuring you continue to accumulate points across a variety of transactions.
Automatic Silver Status in Hilton Honors: Upon acquiring the card, you automatically receive Silver status, which offers benefits like the fifth night free on stays booked with points and a 20% points bonus.
Free Water During Stay: Receive two free bottles of water per stay at any Hilton hotel, adding convenience and comfort to your travels.
No Foreign Transaction Fees: Use your card for purchases outside the U.S. without worrying about additional fees, ideal for frequent international travelers.
Purchase and Travel Protections: Enjoy additional protections on your purchases, such as insurance against damage or theft of items purchased with the card, as well as coverage for unforeseen events during travel.
American Express Hilton Honors Credit Card – Fees and commissions
The American Express Hilton Honors credit card has no annual fee, which is a great attraction for users. However, like any other credit card, it has interest rates that vary depending on the customer’s profile and market conditions (20.99% and 29.99%).
It’s important to note that these rates may change, so it’s essential to visit the official American Express website to check the current conditions before submitting your application.
Card limit
The credit limit for this card is determined based on various factors, such as the applicant’s credit history and income. American Express uses this information to set a limit that aligns with the user’s financial profile.
This limit may be adjusted over time, depending on the card’s usage and your credit history evolution. American Express periodically reviews the customer’s account and may increase the credit limit automatically or upon the cardholder’s request.
Positive points
- No Annual Fee:The absence of an annual fee makes the card accessible.
- Automatic Silver Status:Silver status offers exclusive benefits.
- Generous Point Accumulation:Earn points across a wide range of purchases.
Negative points
- Eligibility:Approval is only granted to those with a good credit history.
- Limited Benefits:Compared to other Hilton cards, the benefits are more modest.
- Interest RatesThe interest rates can be high for those who do not pay the full monthly balance.
How to apply for American Express Hilton Honors Credit Card
To apply for the American Express Hilton Honors credit card, follow the steps below:
- Visit the American Express website;
- Enter the credit cards section;
- Select the American Express Hilton Honors;
- Clarify any doubts you may have about the card;
- Click on “Apply now“;
- Complete the application form available on the website;
- Submit your application and wait for approval;
- After approval, the card will be sent to your registered address.
How to contact – CARTÃO OU BANCO
If you have any questions about the American Express Hilton Honors credit card, contact Amex directly at:
- 1-800-528-4800
- 1-888-297-1244
Visit the American Express website and apply for the American Express Hilton Honors credit card today!
