The Bank of America Travel Rewards credit card is the perfect choice for those who love to accumulate points easily and without hassle. With it, you can make purchases worldwide and manage your expenses through an excellent app.
Another great advantage of this card is that it does not charge an annual fee. That’s right! You can make purchases with a very secure payment method that earns points, without ever worrying about an annual fee.
Additionally, its simple rewards system makes it accessible to everyone, regardless of lifestyle or destination. Curious to learn more? Keep reading and discover how this card can be your best financial companion.
About The Issuer
Bank of America is one of the largest and most renowned financial institutions in the United States, offering a wide range of financial products and services.
With a solid reputation in the market, the bank is known for its innovation and for providing financial solutions that meet the needs of clients at different stages of life.
By choosing the Bank of America Travel Rewards card, you are opting for a card issued by an institution with decades of experience and commitment to customer satisfaction.
Bank of America not only offers financial products but also stands out for its customer service and robust support. This means that by using the Bank of America Travel Rewards card, you have the reassurance of efficient and accessible support to address any issues related to your card.
Benefits
Simple Points Accumulation: Every dollar spent with the card earns 1.5 points, regardless of the expense category. This makes it easy to accumulate points for any purchase.
No Annual Fee: Unlike many travel cards, the Bank of America Travel Rewards credit card does not charge an annual fee, allowing you to enjoy its benefits without additional costs.
Welcome Bonus: Spend $1,000 in the first 90 days to receive 25,000 bonus points, equivalent to $250 in travel credits. This can cover a significant part of your next trip.
Flexible Redemption: Points can be used to cover a wide range of travel expenses, such as airfare, accommodation, and car rentals, providing maximum flexibility.
Additional Benefits with Preferred Rewards: If you are part of the Preferred Rewards program, you can earn up to 75% more points on each purchase, further boosting your rewards.
Bank of America Travel Rewards Credit Card – Fees and commissions
The Bank of America Travel Rewards card stands out for not charging an annual fee, which is a significant advantage compared to other travel cards. There is also a 0% APR for the first 15 billing cycles, and the standard APR for purchases may range from 19.24% to 29.24%, depending on the credit analysis.
Note: Fees and charges are subject to change at any time without prior notice, so always check the official Bank of America website for the latest conditions before applying for the card.
Card limit
The credit limit for the Bank of America Travel Rewards card is determined based on your credit analysis at the time of application. Generally, clients with a solid credit history can expect higher limits, providing greater purchasing flexibility.
If you are new to credit or have a limited credit history, the initial limit may be more modest, but the bank usually offers limit increases after a period of good card use.
Positive points
- Easy Points Accumulation:Points earned on any purchase.
- No Annual Fee:Enjoy all the benefits with no additional cost.
- Welcome Bonus:A boost to your rewards from the start.
Negative points
- High Interest Rates:Variable APR can be high for some users.
- Variable Credit Limit:The limit may be low for new credit users.
- Lack of Exclusive Benefits:Few benefits beyond travel rewards.
How to apply for Bank of America Travel Rewards Credit Card
If you want to start enjoying all the benefits that the Bank of America Travel Rewards has to offer, follow these steps:
- Visit the Bank of America website;
- Locate the Bank of America Travel Rewards card;
- Click on “Apply Now“;
- Fill out the application form with your personal information;
- Review the terms and conditions;
- Submit your application;
- Await credit analysis;
- Upon approval, the credit card will be issued and sent to you.
How to contact Bank of America
For assistance related to your card or Bank of America, you can contact the bank through the following channels:
- Phone: 1-800-932 2775
- Online Chat: Available on the official Bank of America website.
The Bank of America Travel Rewards credit card is an excellent choice for those seeking simplicity and efficiency in earning points. Apply for yours today and start accumulating points on all your purchases!
